Broker Check

Jeff C. Young 

480.778.2041 

7373 North Scottsdale Road
Suite D-120
Scottsdale, AZ 85253

Social Security

Very often I am asked by people who started social security benefits early if there is anything they can do to “reverse” their decision.  There are a few things that one can do to eliminate or mitigate the economic costs of claiming too early.  They are not right for everyone and each one has its downside, but there are certainly worth considering.

Articles

Starting Over

While Social Security benefits should be the foundation upon which many investors build their retirement planning structure, it is often overlooked as the effective economic resource that it can be.  With our Social Security Program experience, training and software, we are able to assist our clients in determining the various social security claiming strategies available to them and which may be best for their unique situation. 

Length of Marriage Varies for SS Benefits

I am often asked how long one must be married (or have been married) to receive Social Security benefits.  The answer, as is common in social security claiming matters, is:  “it depends.”

Reversing Early Claiming

When I give presentations on Social Security Claiming Strategies, it is a common occurrence to be asked by someone in the audience what options are available to them if they claimed social security “too early.”  What they probably mean to say is that they realize that their financial interests may have been better served had they waited and used a claiming strategy that would have increased their benefits.

Ask the Right Question for Social Security Benefits

Answering the question of what kind of benefit to take and when is not always easy, but once those decisions are made, it makes for easier financial planning in retirement for both the Social Security recipients in a marriage.

  

Social Security Seminars

To receive information about having Jeff Young speak at your organization on Social Security Claiming Strategies, or to receive a Session Outline with other organization’s referrals about Jeff, email us at jcyoung@ffec.com for scheduling availability and pricing.